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Household creation? they are even making it easier to borrow money. you can now put 3% down. leah: the investors have been watching interest rates being kept near zero for quite some time. what are we expecting? >> we expect the interest rates to go up incredibly slowly. even if inflation is as weak as it is right now the fed will start to raise interest rates. but it will be microscopic. if you have got a down payment you will have a good mortgage even in 2015. you have got to live somewhere, why not pay yourself as opposed to a landlord. leah: i have heard the russian ruble is bad for the ec...

It would only be for a day because people would have the supplies go up, and once you freeze it below the market, the expand, and the problems are not solved. but no. the market will dictate. who is going to pay $20? nobody is going to pay $20. if it is, somebody will come in and automatically have a truck load of cans of gasoline with five gallons and they're going to sell them and all of a sudden the price comes down. it would only take about 24 or 48 hours to have the supply increase as long as you get the government out of thre way and allow the trucks to move. >> so is that why you're lea...