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Of that basic system, and we're going to make sure we preserve that fundamental strength. but to do that, we've got to make sure we've got a system that's a bit more stable over time and does a better job of working for the customers of banks. >> if that's the case, why do all the big banks feel otherwise? they all feel as though you're going to make them less profitable, less competitive globally. >> just think back and think what this crisis showed. how good was this system for a bank shareholder? it wasn't so good. how good was the system for a company that relies on banks to provide credit...

That fundamental strength. but to do that, we have to make sure we have a system a bit more stable overtime and does a better job working for the customers of banks. >> why -- if that's the case why do all the big banks feel otherwise? they all feel as though you're actually going to make them less profitability and competitive globally? >> think back and think what this crisis showed. how good was this system for a bank shareholder? it wasn't so good how good was the system for a company that relies on banks to provide credit? they went from banks falling all over themselves to lend them mone...