Does your term insurance cover coma and its aftermath?
It is important to have a critical illness rider that covers this situation
Source: businesstoday.in
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Are smokers eligible for term insurance?
Smokers are eligible for term insurance but their premiums will be higher due to increased health risks. The increase can range from 40-50% or more depending on various factors. It may be worth considering an additional term plan for those with large loans and family responsibilities.
Source: livemint.com