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A little effort and smartphone could add up to major savings. abc's paula faris has more. >> reporter: kerry and andrew from lake worth, florida are living on the edge. is this something that could ruin you financially? >> absolutely. we're worried about losing our home. >> reporter: like so many american families, they need and pay for several prescriptions every month, like blood pressure medicine, and kerry has crohn's disease and gets monthly infusions and their son is on a growth hormone. then their worst nightmare. their insurance company told them they won't cover all of it. now they're...

Interior designer cathy hobbs says there are easy tricks to transforming any room into a rental oasis. tip one, clear out the clutter. including family photos and personal touches. what do you think of the color? >> i think it's white. it's boring. >> reporter: tip two, paint makes rooms feel bigger. >> i think this is looking better already. >> reporter: tip three, instead of buying new furniture, reuse what you already have. we found a dresser and night stand from around the house. and just a few hours later look at the difference. >> oh. >> reporter: in fact the whole room feels bigger and ...

Some you were counting on to get you out of christmas shopping is not happening. so now, you have to christmas shop. fast. now, not a moment too soon...we spare nothing for you. my annual christmas shopping tips for men and women. that's right, this year, because i am so pressed for time with the whole cliff thing and my being busy with the super hero thing, trying to save the country, i have my long overdue shopping tips for all. >> there must be something you want. something you have not told your mother about. come on, now, why don't you give me a chance? >>neil: tip one, forget buying onli...

Ex-couponaholic." confession one, the freebies aren't so desirable and can lead to hoarding and stockpiling. >> saving money on things you wouldn't otherwise buy and things you don't need. >> reporter: confession two, extreme couponing often lead to an unhealthy diet. >> you can't get fresh organic produce. that stuff just doesn't go on sale. >> reporter: confession three, it is a time-consuming obsession. >> if you're going to spend five to ten hours doing something, get a part-time job. don't spend it doing extreme couponing. >> reporter: she has tips to being a moderate couponer. tip one, m...

And buy? tip one, arm yourself with apps. so we are off to the store. our target, target. there we see a digital camera we were looking at. pull out our decide app. it scans the bar code searching through thousand of pieces of information and tells us whether we should buy it now or wait and get another price. it says wait. on the toy aisle we spot bouncing tiger. it's at the top of the girls' list. it was $39.99 at target. marked done to $29.99. using another app called red laser. we scanned the bar code and find it cheaper. and if you're shopping online and don't like the price, tip number t...