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Condominiums, like most shiny, pretty things, come with a hefty price tag. That's why buying a new launch condo might be the most cost-effective option to owning your own unit. They come with a whole host of discounts from the developers, like vouchers, early bird discounts, and even stamp duty reimbursements. The downside, of course, is that you've got a...
For many Singaporeans homeowners, paying off their home loans using their CPF seems to be the default option. This could possibly be attributed to the lack of understanding of CPF. A common misconception is that your CPF is money that can never be withdrawn - hence you'd be better off using it to service your mortgage. Another reason may be...
Mortgage interest rates are on the way up in 2022. Yes, we’ve heard this before, way back in ’18, but that doesn’t mean the prediction was inaccurate. Covid-19 was unforeseen and prolonged the period of low rates. But with the US eyeing its inflation rate nervously, the Fed seems ready to start rate hikes as early as March. And so...
You don’t have to wait till you’re old and wizened to use the money in your CPF account. The first time you’ll find yourself using your CPF monies is usually to buy a home. The money in your CPF OA can be put towards the purchase of any kind of home in Singapore, HDB or private, resale or under construction,...
5 Things to Consider when Buying A Resale Flat Read full article 5 Things to Consider when Buying A Resale Flat So, you’re thinking of getting a BTO flat, but you’re worried about the construction delays caused by the COVID-19 pandemic. Or perhaps you were unsuccessful with your BTO application. Whatever the reason, you may be thinking of entering into the HDB resale market. After all, if you have an immediate housing need or want to live in a mature estate that already has convenient access to amenities, then getting a resale flat is a no-brainer choice. But while resale flats have thei...