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My husband and I decided to do a cost-saving exercise in early 2023 to cut our outgoings and ensure we are getting the best value from our service providers. Firstly, we switched our electric provider and because we were new customers, we automatically saved 20pc. So that amounted to a saving of about €500.
Resolved to cut costs this year? We can help. From groceries to travel to household bills, four money experts share their spending and saving advice
Life insurance is the umbrella you hope you’ll never need. But to do without could leave your family without financial resources in the event of your untimely death.
The only way to renegotiate any switch is to do your research. It takes me a couple of hours and I do it all online because I just don’t have the time to call all the providers. I’d need two hours to do that so instead I take a half-hour block here and there to research online.
What a difference a year makes. Just twelve months ago, the best rate among the main banks for fixed-term deposit accounts was 1.25pc AER over five years.