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Discovered harvey morrow had put steven's inheritance money into an off-shore bank account in the british virgin islands, just as he said he would, but then he secretly brought it back to the u.s. in small increments and used the money to refurbish the boat. >> harvey just sucked up all that money? >> all of it. >> reporter: steven, by his own admission a lousy money manager, trusting, vulnerable after the death of his father, was, said detectives, the perfect mark. >> steven was no match for this man at all. >> reporter: nor, apparently, was his wife, debbie. >> i was really very much in love...

The boat. along with what a still-working debbie was able to contribute. >> he says, "don't worry, you know, so what if you have to work another year." >> he said that? >> yeah. yeah. >> what did you think? >> it's like, well, okay. work another year. but by the time i'm in it. the boat's bought. he's already sunk so much money into it. so it's like, "let's just get this done." >> can't walk away now. >> right. can't walk away now. let's get it done. >> reporter: they did not ask steven to kick in a share, which was probably just as well, given how steven was with money. >> the creative side o...

Debbie, invited us down to the pier where she took harvey's fake engagement ring and the other costume jewelry he'd given her and -- >> i threw them into the water as a tribute to steven. >> reporter: and his friends? >> steven was part of my family. he's part of the family you get to pick. i can open a great bottle of wine and sit there and think about steven. the pain fades. the memories are sustained. and that's the part that, you know, that i'll just keep with me forever. >> the only way that i can kind of deal with it is i knew that he was eventually going to get on a boat and sail around...

A new friend named harvey morrow. >> oh he's just a quiet easy-going guy. he came up to him and said, "oh my gosh, i'm such a huge fan of steven b. and the hawk." steven thought that was awesome. >> reporter: steven soon became fast friends with harvey and his wife, debbie. >> what'd you think of steven? >> he was so funny. and he had such a great love of music. and he loved to cook. and i thought, "oh, this man's going to be perfect to go on the boat with us." >> reporter: ah yes, the boat. harvey had it docked at the l.a. yacht club. a 69-foot beauty called the "iolair mara." harvey and debb...

>> steven was no match for this man at all. >> reporter: nor, apparently, was his wife, debbie. >> i was really very much in love with harvey. >> reporter: but as she now began to discover the man she loved had lied. a house in vail, colorado, which he told her he owned outright, actually belonged to someone else. the money she sent him when she went back to work? vanished. the auto insurance he told her he bought for her didn't exist. and what he said was a $125,000 diamond ring he slipped on her finger when he proposed? a fake. >> it was cubic zirconium. >> reporter: just who was that man sh...