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Types of car insurance
There are multiple types of car insurance, and each state has different requirements for drivers. While certain types of car insurance may not be required by law, they can help offset costs in the event of an accident. Here are some coverage types you should familiarize yourself with:
Bodily injury liability coverage pays for costs associated with injuries to the other party in a collision you caused. It also protects you from additional claims or lawsuits resulting from that collision. Bodily injury liability coverage is legally required in every state but Florida, Mississippi, New Hampshire, New Jersey and Virginia.