bottom line? lauren simonetti from the fox business network live with that. >> the crystal ball, volatility means your 401(k) is looking drastically different date today as the market moves in big directions in both directions. the reason for the volatility is china slowing down and the federal reserve standing down on interest rates, policies of the makers telling us we mostly favor a rate increase this year. the fear is they will not hike because they think the u.s. cannot handle a small bump upwards. in the meantime you have to expect gyrations like we are seeing, the 312.1 plunge for the dow yesterday already today we have seen as swing of 176 points. i want to point out of this month there have been eight days the dow has moved 200 points but that volatility can be your friend or your enemy. when you have massive selling put stocks on sale, you can scoop up great companies for less.