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Q: I’d like to understand better the most basic scenario of estate planning. Can it be as simple as one of those do-it-yourself online Will and Last Testament kits that you fill out? And if so, does it need to be notarized? Or, is it necessary to see an accountant or a lawyer about this? In case I die, I just want my house and the money in my RRSP (which in total make up 90 per cent of my assets) to be passed on to my kids and/or wife with as little hassle and cost as possible.

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