Is always about money. Melissa our top story tonight, it is the holy grail of the energy industry. How to store electricity once it has been produced. Like saving solar energy for a cloudy day. A new project with giant mirrors in the arizona desert is currently catching the heat from solar panels and holding it so it can be used anytime you need it. The process is very closely watched by experts as a possible gamechanger. Here to explain is pat dinkel, from Arizona Public Service the company with the cuttingedge technology. We have nick lori is from the heritage foundation. Pat, let me start with you. How does it work . Explain it to me. Melissa, you did a nice job at front there. Melissa thank you. That is good thumbnail. Really traditional generation uses a lot of it uses steam to turn turbines to create electricity. It is helpful to think about that rather than photovoltaic solar energy. What this does is use about three miles of large mirrors to heat up an oil and create steam then which with the use of a turbine. To your point the big thing about this, im really excited about is in the middle of that process are large molten salt storage tanks which allow to us use the steam whenever we want. We have flexibility. That is not something you traditionally see in renewable energy. Were very excited about that. Melissa that is the problem. When it is very, very sunny solar power is fantastic. When it is nighttime or cloudy it is not. The problem they always say you cant store it to save for other times the same problem with Wind Turbines. How expensive is this . That sounds like giant mirrors, sound very expensive. You know, generation is expensive. I think it is easy to miss that when we look at cents a kilowatthour for the electricity we use at home turning off lights. But all generation Going Forward is expensive. The nice thing about this there is really great value in the solar power plant. And the reason being is, if you look at the southwest united states, we peak at about between 5 00 and 6 00 in the summer when people have their airconditioning running and turning the lights on. Businesses are running. Solana gives us flexibility. Can run full out at 5 00, 10 00, and midnight. The other Renewable Resources cant do that. So it is a really great value for us because it gives us the flexibility we get with traditional resources but we get a renewable resource. We dont have to worry about changes in gas prices. Dont have to worry about environmental policy changes. Its a great resource. Our customers are demanding it womb very happy and exciting to put this in our portfolio. Melissa solana is the name of the project x in case people didnt get that from what you are saying. You have tremendous amount of sunlight, very strong sunlight. Where else do you think this is a great idea . Your question is a good one, melissa, because Renewable Resources are very much a regional situation. Melissa yeah. You have to harness what you have. Thats right. But you look at the different resources. You know you talked about wind in your intro. Winds a fam noll resource in certain parts of the country and they can produce electricity very inexpensively. Arizona is not the best place for wind but were a tremendous place for solar. Other places will not be as good for solar. We have to look at it kind of relatively. New jersey obviously has done a lot with solar. Certainly though in the west and southwest, solar is a something of a nobrainer. Photovoltaic panels have decreased. Solar thermal technologies continue to evolve. And it certainly makes a lot of sense in the south and southwest, there is no question about it. Melissa pat, thank you so much for coming on. It is really interesting stuff. We love the technology. Thank you. Thank you. Melissa lets turn to the Energy Economist for the heritage foundation. You heard everything that came before you. I want to drill down on the dollars and cents what he is talking about but i respect the technology but it has to have price parity in order to make sense for people at home. What do you think of the dollars and cents behind this . Well so far solar is lagging behind on the dollars and cents. If you look at current cost of energy as well as projected future cost of energy, natural gas and coal are much cheaper, sometimes twice, solar is twice as expensive as these sources of energy, not to mention nuclear and even wind are cheaper. So it has a long way to go to reach cost parity. When it will reach cost parity they wont need subsidies to artificially prop up their industry. Melissa sure, without question but does this get you closer . Were looking cost of building operating a plant on the screen. This is new technology. It is one reason it would be so much higher. Solar thermal, 26. 2 cents a kilowatthour. Based on building a plant at 2 billion. Regular solar is much cheaper, 14. 4. A lot has to do with initial buildout and technology. Coal though, still way cheaper, 10 cents a kilowatthour. And natural gas with all the fracking just has become so cheap. So does this get them closer, solar . Does this get solar closer over time to finding parity if you can store it . You. Know i think it does get them closer in the fact that theyre dealing with this problem of intermitt ansy. This hopefully can resolve that. But theres still a long way to go in terms of reaching cost parity. As you mentioned these statistics come from Energy Information agency, a Governmental Organization that doesnt is any stake in the game which Energy Source succeeds or fails. So i think that it still has a long way to go and again, the more innovation that occurs the more entrepreneurial activity that comes in the renewable sector is a good thing but again, there are other reliable, affordable Energy Sources out there that it has to compete with. Melissa absolutely. But should investors be excited about this . They are, i want to give them credit. They are tackling one of of the biggest problems that has been out there with Renewable Resources. I have been outstanding at Wind Turbines where youre looking how much energy is generating and it is zero because the thing isnt even moving fast enough to generate enough energy to make up for the energy that is going into keeping it running. So i have to applaud these guys for trying to come up with a way to Harness Solar Energy when it is actually out there and working. Do you think that investors should start to get excited about this or is it too early . I think its a little too early. Im not an investor. So they can make those decisions on their own but when you look at those cost differences, what i want to see whether consumers really want this when the investor tax credits go away, when the loan guaranties go away which solana was recipient. Weve seen failures with the Loan Guaranty Program and some of these renewable portfolio standards go away that mandates a certain percentage of our electricity has to come from renewable sources. What i want to see them compete in the marketplacing to be successful that way. I would like to see innovation. I would like to see costs driven down for renewable sources but it should be done without the help of the taxpayer. Nick, thanks for coming on. We appreciate that. You bet. Melissa we love the technology but want to keep it real from a money perspective. Next on money, steve cohens sec scandal could be ending with a deal in the works. Hard to belief he is caving. Making money in ways you never thought of. South korea as a safe haven . He says yes. But we have five things that you may have never ever considered. Theyre even crazier. Keep it right here. M. O. Money straight ahead. [ tires screech ] [ male announcer ] 1. 21 gigawatts. Today, thats easy. Ge is revolutioning power. Supercharging turbines with advanced hardware and innovative software. Using data predictively to help power entire cities. So the turbines of today. Will power us all. Into the future. Melissa so we can hardly believe it but looks like hedge fund heavyweight sac capital is caving. Steve cohens firm reportedly raising the white flag to the feds agreeing to pay a penalties more than a billion dollars. Details out saying the fine would be biggest ever in Insider Trading case but could be worth it to cohen since might keep him out of jail. Here to break it all down business law attorney seth barren swag. And our own Charlie Gasparino who has been on this from the beginning. Is this over, charlie . Is this the end of the line . I dont think its a big deal. Justice department wants two billion out of him. They want some concession of guilt. This is guilt of the firm. Has nothing to do with him personally. And thats where it ends with this. He wants to give a billion. So they reach somewhere in the middle. Melissa big piece has to do with the sec. That is the big deal. Well see what the counselor says about but i think place driving the bus is not the u. S. Attorney for the southern district. It is the Securities Exchange commissio. They have the hammer that steve cohen fears the most and they did, not even on a civil fraud charge. Did it on failure to supervise charge. Theyre seeking a lifetime ban. Melissa the lifetime ban. That is a big deal. That is what steve cohens lawyers are trying to do. Theyre trying to persuade the sec to somehow modify to take less than that. I dont think they will go for it that will kill steve cohen more than anything else. Melissa seth, do you think a lifetime ban is in the offing . I think thats a great point and it really goes to one of the lesser discussed aspects of this whole story. This is very complicated situation. It is historic and a landmark moment for the Justice Department. It would be as you said the biggsest settlement in this type of case however it is complicated. The only way wants to wrap this up if he can mop up all the legal issues into the same settlement bucket. Melissa right. As charlie said has to include probably two things to be happy about cuting a check for 1. 2 billion. One he has to have assurance the criminal liability is dead letter. I know that might already be looking good for him but that has to be put to bed. Two, this sec case is very important. Potential lifetime ban and they have to scoop that into a settlement bucket. These discussions are complicated. I agree everything has to be bought together. I dont think the money is that big of a deal to him. I dont think he is fretting. Melissa there are reports that he is selling two andy wore who paintings to pay legal bills. I have a hard time believing that. I dont believe that either. Melissa doesnt he have enough cash around . Like most traders involved in the art world, they trade this stuff he is worth 9 billion. 8 billion. This is not about 500 million. This is about the lifetime ban. And i think that, and the other thing is, i dont think the Justice Department will ever give him a clean bill of health saying well not go after you personally. I think that will continue. The chances of them going after him personally are low unless someone flips. Looks like matthew mart tome, one of his exportfolio managers is not flip flipping or michael steinberg, another portfolio manager, his trial is coming up in november. We need to ask the sec about, they probably wont comment, this is their thing will they modify the lifetime ban. Steve cohen, i know people that know him, he is telling people that is what is killing him. He wants to come back and raise more money. Melissa seth, do you think there is any chance what serve he avoids the lifetime ban . Seems like he is lucky he will stay out of jail . He will not avoid the lifetime ban. Well i agree with charlie that is an uphill battle but i think its a real possibility. Melissa really . Sure, it is possible. The government, both sides have motivation to make a deal. The government is looking bringing in 1. 2 or 1. 4 billion and in these kinds of whitecollar settlements there is duty of cooperation where they would get an understanding they would get people to roll over on mathew martoma. Melissa dont they have to say we threw this guy out of trading. We went after him. He was dirty. We took all the money from him and by the way he will not manage money again, dont they need that . They do. That is the irony, but dont be shocked if they close the deal. There could be a wrapin with the sec if that is the case not only people point out what you just pointed out irony. Big fish gets away and sandberg and martoma would go to jail. This is just my two cents. Im not an attorney. I covered this for a long time. I wrote a book about Insider Trading but i dont think the sec caves in. I dont think they get anything out of it. Melissa you think they hold out, lifetime ban, agree with you. The Justice Department doesnt care about them. They dont do that. Melissa sec has to throw him out of tradeing. He was just indicted. Justice Department Said it was variable magnet of Insider Trading. Sec says this is firm out of control and you dont ban him from the street . Melissa a lot of people believed that for a long time. People ask me if steve cohen committed Insider Trading . I just tell you this. Everybody that knows about that, every investigator believes he condoned it. Maybe not did it but condoned it or create ad system. Melissa that is how people on the street and people close to this absolutely feel. Guys, thank you so much. Coming up on money, you think heard all the ways to make money . How about south korea as a safe haven . We have five ways to that you never dreamed off. Health inspection horrors, they can kill a business. We have the inside scoop what to do so your franchise is an aplus. Do you ever have too much money . Stick with innovation. Stick with power. Stick with technology. Get the flexcare platinum. New from philips sonicare. Amelia. Neil and buzz for teaching us that you cant create the future. By clinging to the past. And with that youre history. Instead of looking behind. Delta is looking beyond. 80 thousand of us investing billions. In everything from the best experiences below. To the finest comforts above. Were not simply saluting history. Were making it. Melissa this is the reason you watch money. Which have our money here. If you think you heard it all all the ways to find big returns, think again. Have you considered south korea as a safe bet . According to analysts from Morgan Stanley it is the new safe haven for investor. Far tamer than what our next guest came up with. Jonas max farris. Cofounder of maxfund. Com. A fox news contributor. I need safe haven for our money money over here. Trying to figure out what to do with it. Korea, italy, not what you would think of. What do you think . Traditional safe havens, switzerland, luxembourg. Everyone knows their safe havens and currencies are overpriced and yields less than 1 . It is safe but wont make any money. Italy is not considered safe. It is considered the next greece but reality it is not the next greece. Get a normal yield, 4. 5 . Melissa why do you think it is not the next greece . Because it is not, ill tell you why. If you ire row fell apart that is the greece risk. They have legitimate businesses to export. They will benefit melissa olive oil or mafia or . Italy deappreciate their businesses will export and ben fit from cheaper currency. Tourist volume would be so high, travel there cheaper. Im not saying it wouldnt be in ruins if they left the euro. They have a doomsday plan better than other countries in the area. Melissa okay. South korea, i dont know that seems like a little bit of a flyer because of the neighbor to the north. Not totally, Dennis Rodman is the least of his troubles. There is that. There is political risk. Consumer is leveraged as you saw in the damsing video where people spend money. Financially melissa is that, like an investment term . Yes, consumer culture spreading into the area. Also good for the economy but has potential pitfalls to investors. Their government though is very sound taxwise, financially, politically, et cetera. So. Melissa i will give you a couple of my dollars for that. I like that idea. Your next one i think is genius. Forever stamps. Yes. Melissa there is arbitrage in forever stamps. I thought about this people thought about this the rate keeps going up and up. They say you can buy the forever stamp. Buy a million forever stamps. Unless the post office totally goes out of business. We keep propping them up. Seems like that will happen forever. This is shawl investor idea. Not institutional money or hedge funds at the post office. Forever stamp is not indexed to inflation but poster stamp. When they raise a penny this is 2. 7 return. This some cognex day. Load up. Melissa sell them on ebay . You could buy your own, the ones you need over the next few years and lock in. You know you will beat inflation probably. That is a pretty good return. Tips, institutional product, do not beat inflation anymore. They have a negative return. It is hard, say global forever stamp for the big players could buy them for 1. 10. Dont jump around with the 46 cents. Melissa right. Is it illegal to sell them on ebay . I dont know the answer to that but a lot of opportunities are borderline. Melissa that is true. A lot of opportunities are borderline. I love this one, walk around the building if you live in new york and sell forever stamps. Lumber. Will give you something for forever stamp. I like that. Lumber and timber. What is the opportunity there . Okay, once you get into collectibles and things alternative there are lot of problems. Storage costs. Pay collectible tax rate. Then there is half. But if you have the land and get to it in theory you can plant trees. Melissa that kind of lumber. Big players are going to buy. Just buy land. That is property tax costs and other problems as well. Melissa okay. Talking about you got dead land. You could plant the walnut tree. 50 years later. Got really honk horizon time. Melissa give me last one. Marijuana. Private equity looked for this. Investors have to be down with it. Legal in washington, colorado. I dont know the law. I will say for Small Farmers there will be opportunities. There is already farmer tax breaks. Melissa yeah. Youve got land. I think they will let you grow it on small levels. You have to research this one out to stay out of prison. If you want something that is little more on the level, treasury direct isavings bonds. Individuals buy those. They will always beat inflation. They dont have coupon payments if the government defaults until you cash it in. Like zerocoupon bond. Melissa that is really boring. I will not give you any dollars. Can i have one for the weed . Melissa two for the weed. I want stamps and weed. Italy, i dont know. Smoking pipes. Melissa that is not a bad idea. You are full of ideas. What a genius. Im an investment advisor. Melissa thank you. I loved it. That was good stuff, right . Big news out this week that twitter will be trading on the New York Stock Exchange instead of the nasdaq. Our very own tom sullivan has a few words for us on the business hyped that move. I love jonas, right . Back in the day seemed like place to be for a tech company was over at the nasdaq, but this week twitter made it official, courted by both exchanges but chose the New York Stock Exchange instead. What i dont understand is all the guessing where twitter was going to go. Like i said it used to be tech and nasdaq were hand in hand but the New York Stock Exchange really shouldnt be too boastful. It isnt that theyre such a great place. Simply the nasdaq has been besieged with all of things, tech problems. In fact they had to pay a 10 milliondollar fine for messing up the facebook ipo because of, what . Computer glitches. It wasnt as bad as the obamacare rollout but man, it was almost there. Most importantly it gave facebook their big shiny, new client, lots of embarassment. I think folks at twitter noticed. The real kicker was, this past summer when oracle jumped ship and moved its listing from the nasdaq to the nyse, the wiser and Older Technology company must know something. So with all of the nasdaq computer problems and oracle moving its listing, why would anyone think twitter would go anywhere else . Melissa all right. Be sure to watch the tom sullivan show this weekend. Catch it on saturday and sunday right here on fbn. Up next on money, it is franchise friday the next step getting your business off the ground making sure you get a grade from the Health Department. Would you eat a place with a low rateing . Me neither. We have hazards to avoid for those in the know. Plus, who made money today. With their kind of money they probably dont care if people think theyre evil or not. Stay tuned. Find out who it is. That was a big hint. And french fries coming up. When we made our commitment to the gulf, bp had two big goals help the gulf recover and learn from what happened so we could be a better, safer energy company. I can tell you safety is at the heart of everything we do. Weve added cuttingedge technology, like a new deepwater well cap and a stateoftheart monitoring center, whe experts watch over all drilling activity twentyfourseven. And were sharing what weve learned, so we can all produce energy more safely. Our commitment has never been stronger. Melissa it is my favorite day of the week, franchise friday. Today we are tackling the hazard of the dreaded Health Inspector. Did you know in your City Restaurants are required to post the ratings so that a customer can see them. Usually right in the front window. We took to the streets to find that people would dare enter a restaurant that did not have an a rating. Watch this. It it was an actual sitdown restaurant, i think that would be a problem. If it was like a deli, maybe not not important at all. Melissa really . Closed down, yeah, it does not matter. We have a friend, that is all she bases her opinions by, and she does not go anywhere unless it has an arating. I guess it now, i would still probably go in. Good tasting food, but in knows how many rats are in it. Melissa most people also answered. Franchise family. How to make the grade. The subway franchise owner. In honor of tom nancy, and for the voice of the franchise, the ceo. Send us some fat burger. Thank you so much. Lets start with you. Help out how powerful . You can make a break your business . A Health Inspector is god. He can shut you down, keep your open. That is the reality. It is the most important thing anyway. Melissa you dont want to get sick, but there is of long way between how picky Health Inspector is and people actually getting sick. For example, have been to your restaurant and it is pristine. Went behind the counter. It is flawless. You are still terrified of this. Even a lower grade can really turn people away, although some of those people we talked to are willing to go eat anywhere. Exactly. We look at it as a partner. They are your partner. Those of the same practices that you want to follow in the stores back. Melissa what do you think . Are you nervous . You are getting ready to open your restaurant. Im going to hide it to be read out rather take a fine for hiding it and not having it out there. Actually putting it up. But you may not know, and i did not realize. That is the lowest grade you can get. Means that you basically have rats running through the kitchen. Are you nervous about this . Not really. Kaj will be nervous when i start getting them. I just got this yesterday, but i have been working with the Health Department already. In our township you have to get to the Health Department prior to the Construction Department and and and all kinds of specifications on your equipment, what type of walls youre going to to make sure that everything is up to code. Melissa did you try and drive them . Absolutely not. You would never admit that on television. What do you do . You have all of your franchisees out there. What do you do to make sure that they keep the brand up to standard and that they are getting those as and not the seas. This is really important. We have the franchisees in the restaurants go through a checklist, all different times during the day. You know what, technology is helping. They have come out with applications on ipads with a franchisee goes through in 6degree temperature, refrigerator, cooler, and all different kinds of things that they have to make sure are appropriate. The same thing that the Health Department would check, and that data uploads to us live realtime so that we now you are checking the restaurant. That is a new improvement, and it is fantastic. Melissa toupees for that . The software, and you have somebody at your home base that is monitoring. The franchisee wouldnt buy it the oldfashioned way. But now we can tell that theyre going to the process. It is fantastic. Melissa what is your relationship with subway about this . Are they giving you ipads and doing the same thing . I cannot speak for the technology side, but i know that they offer a lot of training. The end of the day you have to train your employees. We sponsor employees to go out and get certifications. We try to do that for education. Melissa how are you preparing for this . Are you hearing these ideas . You like it. Your eyes lit up. I like the idea. Basically the ipad is much more technology. I learn something new just a second ago. Melissa we were asking everyone to come up with the incident that they have had, and no one wants to because we are on television. But you had one where you were falsely accused in a Santa Barbara restaurant. Someone got sick and theyre trying to trace where it came from. This is a lot of leverage. When someone is unhappy with the restaurant the first and it is put up a mile, i saw a rat, roche and tried to slam you. That is the biggest thing you can say. Tell me about what happened in Santa Barbara. This was several years ago. Someone got sick and reported that there were sick. There were navy seals. So immediately were checking the box, the drawers. The refrigerator is the right temperature. Everything checks out. We have all the documentation, but they are still sick. You worry that this will be on the 5 00 news. And we come to find later that it was the navy ships and sailors to ready and at other restaurants and there were all sick which means that it was a gallium the ship where there was a problem. Food borne illnesses kent eight to 12 hours, not right away. Melissa the lesson that you learned as a Restaurant Owner you have to be clear in terms of your process, what you do on a daily basis, keeping records in being able to show and prove later that you have done everything right. Look, it was not us. That is the take away. Definitely. Making sure that food logs of there. The daily food log in the morning and evening. Melissa go ahead. One thing that is important is, franchise owner, franchisee. Franchisees are worried that the franchise or comes in to inspect or is keeping tabs on things, but it is not that kind of relationship. The index sank to my what you in my restaurant because i know that you are making sure the other guy does not have a problem that reflects poorly on made. Melissa i have been so patient waiting for my gun at. When is it coming . Hopefully within two to two and a half months. Melissa excellent. Thank you all very much. I will enjoy my fat burger now. Delicious. Right here. All right. Next on money, power of positive thinking. A new study says a negative mindset may actually give you an advantage. You have to you why. We will break it all down. The at the end of the day it is all about fat burger that i will be done this break. I will be fall when we come back. Sometimes they just drop in. Always obvious. Cme group can help you navigate risks and capture opportunities. We enable you to reach Global Markets and drive forward with broader possibilities. Cme group how the world advances. [announcer]. Every wish for a bed that could feel perfect under every part of your body. [man]ask me about our tempurpedic. [announcer] theyre sleeping on the newest tempurpedic bed. The new tempur choice. [man]two remotes. [announcer] firmness settings for the head,legs,and back. These real owners get that famous tempurpedic comfort how they like it. [woman]ask me about the lumbar button. [man]lumbar button [woman]lumbar [announcer] tempurpedic. The most highly recommended bed in america. Now the fun begins how old is the oldest person youve known . We gave people a sticker and had them show us. We learned a lot of us have known someone whos lived well into their 90s. D thats a great thing. But even though were living longer, one thing that hasnt changed much is the official retirement age. The question is how do you make sure you have the money you need to enjoy all of these years. Melissa look on the bright side. Good things come to those who think positively. It turns out it might be more successful if you focus. And new study shows that playing to your president pessimism can be a big positive. Do you buy it . Is todays money talker. Here to weigh in, consultants this is interesting. They looked at darts, doing all kinds of things. They found that it is sort of like if you anticipate everything that could possibly go wrong you compensate for those things. You are the doctors. We will let you go first. I call that a Risk Assessment instead of thinking i know it will just get done because i am thinking it, i am willing it to look at what can go wrong. Is why you prepare yourself and it is that a word, adrenaline. The adrenalin kicks up when you have that kind of thinking. Melissa but dennis is envisioning his next answer. He was studying his papers was you were talking. Did you picture yourself saying the smartest thing ever. The thing about the study is first of all, the elected people were throwing darts, drying, and adding numbers in sequence. That does not equate to the same as success in business. Number two, what the story releases when you look at it is if you are a negative person who is kind of pessimistic, positive thoughts cannot help for. Europe was a person who is up the negative cost of help you, so to each his own. Capitalism is optimism monetized. You dont invest unless you think good things will happen. Im motivated by the fear of failure, and security for but incredibly an upbeat and positive as a person. Melissa at love that about you, dennis. I think it is a combination. It reminds me of on the negative side their is a line. Victory has defeated you. I think that you can become complacent if you just believe that things are going to go well. You also have to evaluate the possible negative outcomes and build a strategy around those. Melissa it is interesting. They looked at different studies coming 80 percent of top ceos are optimists. However they define what an optimist will be, but more cfos were pessimistic when there were looking out for what could go wrong. I think it goes into what role you are in. If you are in anchormen you are an optimist. You have a fantastic producer, jessica, behindthescenes the key for every pitfall and fixing it. That is why you have a celscf0. They both have to balance one another. That is what we need to do. Melissa would you were saying, identifying who you are and playing to the strengths. Overall you want to be an upbeat person. Insurance salesman. Upbeat guy sold 37 more than pessimistic. And there are. Run that screen. There are negative thinkers. Take a look. There is pachysandra. Of course, she knew the world was ending and no one would believe her. Chicken little. Melissa the world ended . Murphys law. Whenever can go. Melissa wait too well. The york. While disney. He depicted the meltdown, but he never made any money personally from what they understand. He did not get rich. And then you have the man making hundreds of millions of dollars by being pessimistic. Melissa there are those people. Didnt he predicts ten of the last two recessions . That happens when you are a pessimistic person. Always looking for the other shoe to drop, the disaster. What theyre saying is you cannot just be in that mind set of if you will let it will happen. You get too relaxed with that. You have to have the adrenaline pumping to be have to look get where things may go wrong. As u. S. St. , find the common ground. That way you have that upbeat attitude that the same time dont take anything for granted. Melissa i have to ask you because you the doctor. The whole sports psychology. You envision yourself hitting the ball. You envision yourself getting a been getting the perfect beach. You dont think about that you may drop the papers, may spill coffee in your speech, forget that you have to focus cannot visualize yourself succeeding. Is that all b. S. . It works, but theyre is a step because before that. Preparing as much as possible. At some medical students all the time, dont worry about what can go wrong. As long as all your energy goes towards preparing yourself walk in there and do your best. One other consideration, up the people and pessimistic people, what people would you rather have that your company . To you want a bunch of whiners who are negative about everything . Do you want some people who are happy with what theyre doing . Melissa happy with what theyre doing, but i won a pessimist out there is looking for what will go wrong and is anticipating those disasters and making sure. Yes. I mean, a role for that person on every ship in every company. You guys, by the way, do you all consider yourself optimists . As much as i consider myself to be an optimist, at the end of the day when i am preparing a proposal, i am stressed. I am looking in what could possibly go wrong. I start with the belief that i can get that client. You have to start with the belief. If you have to be realistic. I have a slogan, prepare but dont despair. If the gloves dont fit, you must acquit. Melissa sense right. The other funny thing is that no one would describe themselves as a pessimist. Everyone else, he obviously theyre pessimistic. Yazov fantastic. Coming up and give five, the orioles addiction. Some say those delicious cookies are addictive. It sounds crazy. We have bell and spare change periods you can never have too many oreos. Melissa it is time for a little friday fun with spare change, although we have been having a blast. Today we have susan and our friday favorite, jerry guy randolph. Thanks to both of you for joining us. Hard to believe that there is a new vice you need to be aware of. A new study says it is as addictive as cocaine. You want to know what it is . Oreos. Rats spend as much time hanging out on the oreo part of the maze as they did on the cocaine side. Funny enough, the rats go for the middle of the orioles first, just like us. You guys have eaten oreos. Who has not . A wonder if theres anyone who has not tried oreo. There is someone out there. Somebody who is allergic to chocolate potful. Melissa well, there are the villains. Well, it has clinton ended. A college you ran this research, and it was supposed to figure out, get more feedback on how highlysugared, highfat foods contribute to obesity. It is ridiculous because it is not going to change anything. Not affecting the bottom lines. Melissa you are trying to talk about this seriously. Little rat babies. A rice cake and an oreo cookie. Come on. Lets face it. I dont even eat oreos, i will pick that over the rice cake. Melissa but choosing it over the cocaine. It was as attractive and addictive is what they said. I want to know where Connecticut College students got this. It was among the most addictive foods along with donuts, boston, and ships. And the old potato chip commercial, you cant eat just one. There is something about our mind, we cannot just pick up one of these things. Everything is okay and moderation, except maybe cocaine. [laughter] especially moderation. Melissa one oreo cookie. That is that going to hurt you. You eat the whole bag in this is going to area. If i had to choose my addiction, these are halloween. My my addiction, i have a serious problem. You know how sick you get . That me tell you because i know. Very sick. What is your addiction . Chips and salsa. Melissa that was one of the ones on the list. If you take me to the Mexican Restaurant and the chips and salsa in front of me in the skinny girl married on the side, i cant stop. What about you . You know, when they ask me, i actually dont have addictions to food. I am totally geared. I am addicted to real estate and working out. So i and the help the. Thats what im doing. Melissa completely perfect. That might be his downfall. We are talking about brats trying to get bikini bodies. You cant take that seriously. Melissa of right. Up next on money, who made money . And may not have 100 zeros yet, but they hit a new high today to make history. The answer right after this. You can never have too much money or too many peas. All of this before we come back. Thank you orville and wilbur. Amelia. Neil and buzz for teaching us that you cant create the future. By clinging to the past. And with that youre history. Instead of looking behind. Delta is looking beyond. 80 thousand of us investing billions. In everything from the best experiences below. To the finest comforts above. Were not simply saluting history. Were making it. Your Financial Advisor should focus on your longterm goals, not their shortterm agenda. [ woman ] if you have the nerve to believe that cookie cutters should be for cookies, not your investment strategy. If you believe in the sheer brilliance of a simple explanation. [ male announcer ] join the nearly 7 million investors who think like you do face time and think time make a difference. Join us. [ male announcer ] at edward jones, its how we make sense of investing. Melissa whether it is on wall street and main street coming year is he made money today. Everyone who owns global. Above a thousand dollars per share for the first time. The largest intraday dollar gain in history. The huge rally stemming from yesterdays earnings report. Shares at 1,011. Wow. Making it just the fourth u. S. Company to stay above that thousand dollar benchmark. They each own about 24 million shares which means that they each made, wait for it, 250 million today. Not a bad way to start the week. Making money. Anyone who owns tech giant amazon, facebook, yahoo. Those companies as the peace rally more than 1 . Whenever. Making majorleague money to my brand new. Jose of radio. I hope i said that right. The cuban baseball player literally disaffected to america this past summer and has signed the biggest baseball contract ever given to an international player. The 26yearold claim that signed as 60 million. Living the american dream. That is all we have for you. I hope you may money this week. Happy friday. The willis report is next. Gerri hello, everybody. Im gerri willis. Tonight on the willis report technical problems with obamacare. you know theres trouble when even the big Health Insurers start to complain. Also, no more overdraft fees. The banks are being generous. They just might start refusing consumers. And federal workers. Is that legal . We are on the case tonight on the willis report. Gerri it has been nearly three weeks since the Obamacare Exchange opened, and the backlash is growing. You know, now is not just consumers complaining that they cannot get on,