out of small caps, out of commodities. we've gone into healthcare, staples, real estate. we really like real estate going into next year as well as gold. we'll be putting on a gold position that we haven't had on in a while going into next year because we wants to own things that are defensive, and what we like the refer to as a sleight to safety and focus on quality holding versus more speculative plays. we think that's the winning -- next year. >> christmas eve, getting ready for christmas dinner. i just opened a pair of socks that i got for my mom. what steps should we take now to protect the money i've made this year in the stock market because it's been a big year. >> i will say this. i'm not bearish on the market for 2022 but i think inflation is the problem. if you want to protect your