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Editor's note: This content is part of Morningstar's Tax and IRA Guide special report. A version of this article was published in January 2020. 
This article has been updated to reflect the new U.S. tax filing deadline of May 17, 2021. 
The year 2020 brought seismic changes to our lives in most important respects. But as 2021 dawns, the changes to the tax code are more evolutionary than revolutionary. Of course, Congress could make more significant changes this year, and if so, they could be retroactive to the beginning of the year. But as of right now, most of the changes amount to tweaks to income or contribution limits, reflective of the effects of inflation in various provisions within the tax code.

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