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Operator Welcome to American Equity Investment Life Holding Company Fourth Quarter 2020 Conference Call. At this time, for opening remarks and introductions I ll turn the call over to Julie LaFollette, Director of Investor Relations. Julie LaFollette Director of Investor Relations Good morning and welcome to American Equity Investment Life Holding Company s conference call to discuss fourth quarter 2020 earnings. Our earnings release and financial supplement can be found on our website at www.american-equity.com. Non-GAAP financial measures discussed on today s call and reconciliations of non-GAAP financial measures to the most comparable GAAP measures can be found in those documents. Presenting on today s call are Anant Bhalla, Chief Executive Officer; Jim Hamalainen, Chief Investment Officer of Insurance; and Ted Johnson, Chief Financial Officer. Some of the comments made during this call may contain forward-looking statements within the meaning of the Private Securities L

United statesBryan kruegerRyan krueger keefeWilma burdisJulie lafolletteRandy binnerJim hamalainenRyan binnerTed johnsonTedm johnsonAnant bhallaPablo singzonMark hughesBruyette woods incWilma burdis credit suisse securities united statesCredit suisse