BOSS – the Business Outlook and Sentiment Survey – is a statewide survey of business leaders in Hawai‘i. The 808 Poll is a survey of the general public in Hawai‘i.
Dubai: Credit demand in the UAE made a remarkable recovery in overall credit appetite and demand for loans, both business and personal in Q1 2021, according to the latest Credit Sentiment Survey of the Central Bank of UAE (CBUAE).
The Credit Sentiment Survey is a quarterly publication of the CBUAE that collects information from senior credit officers from all banks and financial institutions extending credit within the UAE.
The information collected constitutes qualitative responses to a series of questions relating to credit conditions in the most recent quarter and expectations for the upcoming quarter.
Positive outlook
The Q1 2021 survey showed in terms of expectations, survey respondents expressed a positive outlook towards the upcoming quarter, foreseeing a rise in demand for loans from both consumers and businesses. Looking forward, credit standards for business and personal loans are expected to soften further relative to the March quarter.
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UAE: More residents opting for personal loans; here s why
Waheed Abbas/Dubai
Photo: Wam
Local economic recovery, job stability and low interest rates are fuelling demand for credit
Demand and appetite for both personal and business loans witnessed remarkable recovery in the first quarter of 2021, according to the UAE Central Bank’s Q1 2021 Credit Sentiment Survey.
In terms of expectations, survey respondents expressed a positive outlook, foreseeing a rise in demand for loans from both consumers and businesses.
Strong demand for personal loans in the first quarter of 2021 reflects improved consumer confidence, thanks to a lower number of new Covid-19 cases, steady recovery in the economy, stability in the jobs market and low interest rates.