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On Sept. 25, California’s Governor Newsom signed into law Senate Bill 908 enacting California’s Debt Collection Licensing Act or DCLA. Enforcement of the law begins Jan. 1, 2022, and regulations interpreting the law are anticipated after Jan. 1, 2021. The DCLA is a component of California’s overhaul of its consumer financial protection strategies which also reorganized existing departments, with the help of former CFPB Director Richard Cordray, into a Department of Financial Protection and Innovation or DFPI (formerly known as the Department of Business Oversight). This article examines the new requirements for licensing of debt collectors as well as insight from Courtney Reynaud, who on behalf of the credit and collections industry provided guidance and shared practical input to California during the legislative process.
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In a busy election season, and with many ballot initiatives to take up room, the California Consumer Privacy Rights Act (CPRA) passed with a 56% majority, ushering in a new wave of privacy requirements for companies doing business with Californians. The CPRA received plenty of attention from big tech firms as well as consumer groups, and rightfully so. Alistair MacTaggart and his organization Californians for Consumer Privacy hardly let the paint dry on the California Consumer Privacy Act (“CCPA”) before introducing the CPRA with a goal of ensuring the privacy protections provided to Californians under the CCPA could not be gutted by lobbyists and looking to ensure the conversation surrounding federal privacy legislation stays alive and well. By taking the CPRA directly to Californians, Alistair and team removed the middleman and gave the power to the people of California to decide on their data privacy rights.
Cloud hosting provider Netgain struck by ransomware attack
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Cloud hosting and information technology services provider Netgain Technology Inc. has been struck by a ransomware attack that has forced the company to take some of its data centers offline.
According to Bleeping Computer Wednesday, the ransomware attack was first reported by Netgain to its customers on Nov. 24. An email Dec. 4 warned customers of “system outages or slowdowns” from an ongoing cyberattack targeting the hosting provider. Another email Dec. 5 to customers stated that Netgain had been forced to shut down some of its data centers to isolate and contain the ransomware attack.
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Data has gravity, complexity and value. It also has pain points within most enterprises, and this is both a challenge and opportunity for Io-Tahoe LLC to adapt its own business alongside clients through automation.
The company’s platform enables organizations to discover and search data across a wide range of repositories, including data warehouses, data lakes and traditional databases. This has become increasingly important as data volumes have grown exponentially and businesses need to understand the information being collected and gain useful insight from it.
However, Io-Tahoe has also built its platform to focus on the pain points associated with particular business needs, areas that often involve complex policy compliance and data governance. It’s a necessary evolution involving automation technologies to drive change at the pace of modern business.