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On Sept. 25, California’s Governor Newsom signed into law Senate Bill 908 enacting California’s Debt Collection Licensing Act or DCLA. Enforcement of the law begins Jan. 1, 2022, and regulations interpreting the law are anticipated after Jan. 1, 2021. The DCLA is a component of California’s overhaul of its consumer financial protection strategies which also reorganized existing departments, with the help of former CFPB Director Richard Cordray, into a Department of Financial Protection and Innovation or DFPI (formerly known as the Department of Business Oversight). This article examines the new requirements for licensing of debt collectors as well as insight from Courtney Reynaud, who on behalf of the credit and collections industry provided guidance and shared practical input to California during the legislative process.