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Operator Ladies and gentlemen, thank you for standing by, and welcome to the Root, Inc. first-quarter 2021 earnings call. [Operator instructions] I would now like to hand the conference over to your speaker today, Joe Laroche, director of investor relations. Thank you. You may begin. Director of Investor Relations Good morning, and thank you for joining us today. Root is hosting this call to discuss its first-quarter 2021 earnings results. Participating on today s call are Alex Timm, co-founder and CEO; and Dan Rosenthal, chief financial officer. Last evening, Root issued a shareholder letter announcing its financial results. While this call will reflect items discussed within that document, for a more complete information about our financial performance, we also encourage you to read our annual report on Form 10-K for the year ended December 31, 2020, and our quarterly report on Form 10-Q for the quarter ended March 31, 2021, to be filed with the Securities and Exchange Commiss

District of columbiaUnited statesJoe larocheDan rosenthalAlex timmExchange commissionNational association of insurance commissionersAlex timm coRoot incInvestor relationsChief executiveWorld warDrop the scoreNational associationInsurance commissionersமாவட்டம் ஆஃப் கொலம்பியா