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12 Must-Have Features All the Best Bank Accounts Offer

12 Must-Have Features All the Best Bank Accounts Offer GOBankingRates 2/9/2021 Dawn Allcot © whyframestudio / Getty Images/iStockphoto new normal after covid19 epidemic smart asian female wear protection mask hand use smartphone communication in department store new lifestyle abstract blur background. When you’re looking to open a savings or checking account at a new bank, choose a bank that offers low fees, flexible banking options and products that meet your needs – along with convenience both at brick-and-mortar branches and mobile app technology. GOBankingRates’ Best Banks of 2021 study ranked more than 100 banks and credit unions based on high yields, range of products, customer service and several other factors. It’s not always simple to compare these banks’ offerings, but you can look for a few key features to find your ideal bank.

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The 7 Best Free Checking Accounts

The 7 Best Free Checking Accounts © (Getty Images) Young woman depositing check online with camera phone in living room Free checking accounts have slowly become more rare over the last several years. After the Dodd-Frank banking act took away much of the revenues banks saw from consumer and business debit card fees, checking account holders were hit with these new costs, says Cristopher Carillo, the co-founder of payment processing firm Allied Payments. In 2009, 76% of banks offered free checking. As of 2018, that number dropped to 38%. From monthly maintenance fees to ATM fees to overdraft fees, banks have found plenty of ways to squeeze an extra few dollars from their customers each month.

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Best bank account bonuses for February 2021

Best bank account bonuses for March 2021 Bankrate 3/1/2021 © SOPA Images/Getty Images A bank branch in New York City. If you’re wishing you had more savings right now, you’re not alone. Many Americans impacted by the coronavirus are finding that they need additional funds to make ends meet. A bit of extra cash could be a big help. Fortunately, a number of banks are still giving out free stacks of cash. Popular Searches In exchange for opening a new savings or checking account, you could wind up with an extra $200 or $300 dollars (or more). Shopping around for a new bank account isn’t exactly exciting, but at a time like this it could be worth your while.

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Best Checking Accounts in 2021

Best Checking Accounts in 2021
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Best bank account bonuses for January 2021

Best bank account bonuses for March 2021 Bankrate 3/1/2021 © SOPA Images/Getty Images A bank branch in New York City. If you’re wishing you had more savings right now, you’re not alone. Many Americans impacted by the coronavirus are finding that they need additional funds to make ends meet. A bit of extra cash could be a big help. Fortunately, a number of banks are still giving out free stacks of cash. Popular Searches In exchange for opening a new savings or checking account, you could wind up with an extra $200 or $300 dollars (or more). Shopping around for a new bank account isn’t exactly exciting, but at a time like this it could be worth your while.

New yorkUnited statesNorth carolinaDistrict of columbiaSan diegoWest virginiaSan franciscoSioux fallsSouth dakotaSouth carolinaGreen bayGreg mcbrideHuntington national bankTruist bankBbt bankSuntrust truist bank