Illustration by Raul Arias
Inaccurate information on your credit reports could hurt your credit score, and errors are not uncommon. Complaints to the Consumer Financial Protection Bureau about the major credit reporting agencies Equifax, Experian and TransUnion skyrocketed in 2020, and the majority concerned incorrect information, according to a report from the U.S. Public Interest Research Group.
Under the Fair Credit Reporting Act, you have a right to dispute information in your credit reports that you believe is inaccurate. Unfortunately, however, you can’t just send a complaint to the CFPB and watch the mistakes magically disappear. You need to take specific steps to get the credit agencies to scrub errors.
OAKLAND COUNTY A poor credit score will make securing a loan, receiving utility services, paying bills and maybe even getting a job a lot harder than they need to be.
Takeaway: Parties seeking to compel arbitration often rely on the rule that where an arbitration agreement contains broad language, any ambiguity about whether a claim must be.
Background checks present unexpected opportunity for employers seeking competitive advantage
Background checks present unexpected opportunity for employers seeking competitive advantage Industry view from Asurint
Accelerated post-coronavirus hiring expectations are leading companies to re-engineer recruitment and onboarding processes to drive business performance
Across the US, competition for talent is heating up as Covid-19 recedes. Companies are striving to entice workers back to on-premises positions and seeking people to help leverage emerging opportunities in a rebounding economy.
Recruitment professionals are busy. Not only are employers staffing up, a majority of the labour force expects to look for new work. This means burgeoning piles of résumés and applications and expanding workloads for HR teams. Heightened attention to diversity and inclusion has also added hiring practice reform to many agendas.