16 Ways to Withdraw Money From Your 401k Without Penalty
By Jim Blankenship
When hard times befall you, you may wonder if there is a way withdraw money from your 401k plan. In some cases you can get to the funds for a hardship withdrawal, but if you’re under age 59½ you will likely owe the 10% early withdrawal penalty. The term 401k is used throughout this article, but these options apply to all qualified plans, including 403b, 457, etc.. These rules are not for IRA withdrawals (although some are similar) – see the article at this link for 19 Ways to Withdraw IRA Funds Without Penalty.
Bond yields couldn't stay low forever, and with rising yields, ETF investors can counteract the effect with funds like the Invesco S&P 500 Low Volatility ETF (SPLV).
Modern Portfolio Theory: How it Can Improve Your Portfolio
Modern portfolio theory (MPT) is an investing strategy that looks to maximize returns. After all, we like making money, but we dislike losing money even more. Generally speaking, of course.
That was crystal clear when the market dropped 12.8% in one day in March of 2020. With fear and more importantly uncertainty about the coronavirus raging, many investors briefly panicked.
As we now know, the market snapped back almost as quickly as it declined. But at the time, the possibility of losing money drove millions of investors to get cold feet. Many probably gave up future returns due to that fear and uncertainty.
February 23, 2021
Dividend stocks encountered significant headwinds at the hands of the coronavirus pandemic in the first half of 2020, but data confirm things are looking up.
The Global Dividend Model Portfolio, which is part of WisdomTree’s Modern Alpha series of model portfolios, is an ideal for advisors looking to position client portfolios to capitalize on a refreshed dividend proposition.
“This model portfolio seeks to provide capital appreciation and high current dividend income, through a globally diversified set of WisdomTree’s dividend income oriented equity ETFs. The model strives to deliver dividend income in excess of the global benchmark of equities,” according to WisdomTree.