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There Are 4 Types of Spenders in Retirement, and the 4% Rule Doesn t Factor In Habit Changes

Text size Older Americans’ spending habits can change quickly as their financial circumstances evolve say, from paying off a home mortgage or due to a spouse’s retirement but new research finds that many retirees and retirement savers don’t adjust accordingly. Using data from the University of Michigan Health and Retirement Study, the nonprofit Employee Benefit Research Institute found that retirees typically spend less as they age, but their spending patterns may change over time. The findings suggest that following “the 4% rule” where you withdraw 4% of your portfolio during the first year of retirement, with annual adjustments for inflation thereafter may not be wise advice for many seniors with shifting spending priorities, says Dr. Zahra Ebrahimi, the EBRI research associate who wrote the paper.

Michigan reports 3,082 new coronavirus cases and 173 deaths for Tuesday, Dec 22

Michigan reports 3,082 new coronavirus cases and 173 deaths for Tuesday, Dec. 22 Julie Mack and Scott Levin, mlive.com © Joel Bissell/Joel Bissell | MLive.com/mlive.com/TNS Melissa Goebel administers the Pfizer-BioNTech COVID-19 vaccine to Emergency Department Physician Todd Hartgerink at Metro Health Hospital in Wyoming, Michigan on Friday, Dec. 18, 2020. Metro Health, an affiliate of University of Michigan Health based near Grand Rapids. Hartgerink who has more than 20 years of Physician experience said it was the most important thing in medicine since he started in 1993. Coronavirus numbers continue to tick down in Michigan, with the state reporting 3,082 new cases of coronavirus for Tuesday, Dec. 22.

COVID-19 vaccine greeted with optimism, camaraderie at Metro Health

COVID-19 vaccine greeted with optimism, camaraderie at Metro Health Updated Dec 18, 2020; Facebook Share GRAND RAPIDS, MI A wave of emotion swept over Melissa Goebel Friday morning as she began injecting her colleagues at Metro Health-University of Michigan Health with the hospital’s first doses of Pfizer’s COVID-19 vaccine. As a nurse at the Wyoming hospital, she’s seen the toll the infectious respiratory disease has taken on patients and families, as well as her colleagues working on the front lines of the fight against COVID-19. So, when she was offered the opportunity to help administer the vaccine, she jumped on it.

Local departments launch COVID vaccine website - News - Holland Sentinel

Local departments launch COVID vaccine website - News - Holland Sentinel
hollandsentinel.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from hollandsentinel.com Daily Mail and Mail on Sunday newspapers.

West Michigan health departments, hospitals team up on new vaccine website

West Michigan health departments, hospitals team up on new vaccine website Consortium wants to encourage people to get COVID-19 vaccine file photo By: Zac Harmon and last updated 2020-12-15 15:33:59-05 GRAND RAPIDS, Mich. — Dozens of area health departments, hospitals, colleges, and community organizations teamed up to create a new resource for information on COVID-19 vaccines. The result is the Vaccinate West Michigan website. The consortium behind it says the site will be the go-to for reliable information on vaccine availability, distribution plans, and safety of the vaccine. “The COVID-19 vaccine is safe, highly effective and will be our best defense against the virus,” said Dr. Adam London, director of the Kent County Health Department. “But it won’t be available to everyone immediately. It’s critical for the residents of West Michigan to have access to accurate, timely and consistent information about the vaccine so we can

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