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April 07, 2021 × Under the scheme, collateral-free loans up to ₹10 lakh provided for income-generating activities in manufacturing, trading, and agriculture. In the six years since its launch, the Pradhan Mantri Mudra Yojana (PMMY) has seen 28.68 crore loans to the tune of ₹14.96 lakh crore sanctioned to various beneficiaries. This scheme provides collateral-free loans of up to ₹10 lakh for income-generating activities in manufacturing, trading, services sectors and for activities allied to agriculture. Mudra loans are provided to non-corporate and non-farm small/micro-enterprises. These loans are extended by banks, Regional Rural Banks, microfinance institutions and non-banking finance companies. They are offered in three categories, namely, ‘Shishu’, ‘Kishore’ and ‘Tarun’, which signifies the stage of growth or development and funding needs of the borrowers.

Pradhan mantri mudra yojanaMinistry of labourRegional rural banksப்ர்யாட்ஹந் மந்திரி முத்ரா யோஜனாஅமைச்சகம் ஆஃப் தொழிலாளர்பிராந்திய கிராமப்புற வங்கிகள்