Courtesy of MEFA
The pandemic created financial and social hardships for Massachusetts families, including lost employment and isolation from loved ones. For high school seniors, the disrupted academic year left many unable to focus on life after graduation.
As vaccination rates increase, in-person classes resume, and hope emerges, a statewide effort is underway to reach undecided high school students and parents with an encouraging message: There are still many choices for college in the fall and opportunities to receive federal and state financial aid.
A coalition of state and nonprofit organizations across the Commonwealth is promoting that message in a campaign called “Worth It,” urging high school seniors and parents to apply for college financial aid as an important step in realizing their college dreams. The campaign also includes ways students and parents can seek free, expert help in pursuing higher education.
By DAVE EISENSTADTER
Last modified: Monday, September 07, 2015
AMHERST Britainy “Story” Young had to drop out of college at the University of Massachusetts Amherst in 2010 because she could not afford it. Now enrolled again, she expects to owe $86,000 when she graduates next May and she has little hope of paying it off in full.
Jennifer DeCarolis of Florence graduated from Keene State College in New Hampshire in 2005 with $40,000 in debt. To make ends meet, she moved in with her grandparents and never moved out. She still lives in their home, even now that they have passed away, and continues to pay off her debt 10 years after graduating.
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April 8, 2021 12:30 PM Kat Tretina - Forbes Advisor
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April 8, 2021 6:50 PM
If you cannot afford your federal student loan payments, you may qualify for a deferment program that allows you to postpone your payments temporarily. As of the first quarter of 2020 the latest reported data before the CARES Act suspended loan payments approximately 90,000 borrowers were enrolled in economic hardship deferment, holding $3.5 billion in outstanding student loans.
If your loan servicer approves your economic hardship deferment request, you can stop making payments for up to three years.
Here’s what you should know about this deferment option and how to apply.
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Terms and Conditions apply. Splash reserves the right to modify or discontinue products and benefits at any time without notice. Rates and terms are also subject to change at any time without notice. Offers are subject to credit approval. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet applicable underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. If approved, your actual rate will be within a range of rates and will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. Refinancing or consolidating private and federal student loans may not be the right decision for everyone. Federal loans carry special benefits not available for loans made through Splash Financial, for example, public service loan forgiveness and economic hardship programs, fee waivers and rebates o