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Why Insurance Self Networking Platform—ISNP—Is a Top Secret of IRDAI?

 0 In April 2017, the regulator mooted the Insurance Self Networking Platform (ISNP) to facilitate e-commerce in the insurance business. However, four years down the line, there is not much information available about the ISNP itself, or insurance companies, brokers, and corporate agents, who are participants of ISNP, how they are regulated, if at all, and what business they are doing. There is no official information about the way they are being authorised to sell or service insurance policies through the platform. Further, nobody knows, how many insurance companies, brokers and corporate agents have applied, how many applications have been rejected and on what basis and what are duties and responsibility of those on-boarded on ISNP towards insurance consumers. Except for developing a portal, https://isnp.irda.gov.in/, the IRDAI has kept mum on everything ISNP. In fact, as per our sources, except a few in IRDAI, nobody knows anything about ISNP and what exactly is taking place und

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