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Pension forecasts of retirement needs could be outdated

Many Britons in workplace pensions may be heading for financial catastrophe in retirement because they are relying on outdated forecasts, according to financial services provider PTL. It warns some people currently saving into defined contribution pensions could face a retirement filled with financial hardship, and in some cases poverty, because they are being given a wrong idea of what money they are likely to require for old age. There are an estimated 22.4 million people in defined contribution pension schemes, which involve workers and employers putting cash into a savings pot that will eventually be used to fund an individual s retirement.

United kingdomStuart murphyRichard butcherTom selbyRos altmannDonald hirschLifetime savings associationPension commissionLoughborough universityPensions advisory serviceJoseph rowntree foundationMany britonsInteractive investorRetirement living standardsLifetime savingsTarget replacement ratio

Lay trustee role increasingly difficult to sustain, industry says

The role has changed significantly in recent years due to increased governance requirements

United kingdomCity ofIsio smedleyAdrian furnellRay martinRichard butcherSally birkettMike smedleyNigel hillKevin oboyleLifetime savings associationAssociation of professional pension trusteeHs sole trusteesProfessional independent trustee surveyProfessional pension trusteePension schemes act

San Diego County passes 1 million fully vaccinated

Print On Wednesday, San Diego’s vaccination counter rolled past 1 million residents fully vaccinated, meaning that nearly a third of the county’s population has now received both vaccine doses or just a single Johnson & Johnson shot. Dr. Wilma Wooten, San Diego County’s public health director, called the milestone Herculean during her weekly COVID-19 briefing Wednesday. She noted that it has taken the work of thousands to get to the point where about one out of every three of the region’s 3.3 million residents has now received a full measure of protection against the virus that has killed more than 570,000 in the United States, including 3,698 in San Diego.

United statesLa mesaChula vistaSan diego countySan diegoSan marcosLa jollaRichard butcherWilma wootenRodney hoodNathan fletcherMulticultural health foundationUc san diego healthCalifornia department of public healthVeterans affairs hospitalScripps health

Adequacy model catastrophe on horizon for DC members

Defined contribution (DC) pension members are heading for a “worse catastrophe than previously thought” with regards to adequacy models, according to PTL.

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Scheme member voting creates dangerous illusion, PTL warns

Scheme member voting creates dangerous illusion, PTL warns
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