Page 6 - Aaron Sutherland News Today

West Kelowna homeowners who lost property in the McDougal Creek wildfire need to understand replacement cost clauses in insurance policies.

Some in B.C. who have lost homes to previous wildfires say the rebuild process has been hampered by red tape, despite politicians' promises to help.

The more details, the better when it comes to making a claim

All standard homeowner and tenant insurance policies cover damage caused by fires, and also provide coverage to help with the cost of mass evacuations, according to the Insurance Bureau of Canada (IBC).

While starting a claim sooner may help you get reimbursed sooner, IBC said personal claims can usually be reported within two years of finding out about the damage or loss.

All standard homeowner and tenant insurance policies cover damage caused by fires, and also provide coverage to help with the cost of mass evacuations, according to the Insurance Bureau of Canada (IBC).

The Insurance Bureau of Canada advises anyone forced to flee due to wildfires to make a list of damaged or destroyed items and keep receipts for expenses they incurred

Anyone forced to flee wildfires in British Columbia and the Northwest Territories should make a list of damaged or destroyed items and keep receipts for expenses they've incurred, the Insurance Bureau of Canada says.

All standard homeowner and tenant insurance policies cover damage caused by fires, and also provide coverage to help with the cost of mass evacuations, according to the Insurance Bureau of Canada (IBC).

All standard homeowner and tenant insurance policies cover damage caused by fires, and also provide coverage to help with the cost of mass evacuations, according to the Insurance Bureau of Canada (IBC).