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June 21, 2024
One issue is even if there are no abuses the industry cannot handle having a best interest standard applied to these recommendations. Thats what the dol is doing. Its almost the standard that is applied to broker dealers under the suitability standard. The recommendation must be consistent and you look under the hood and it turns out these are some of the worst violations that you can find. In one case the court said this was egregious misconduct. These are cases if many if not most broker deals...
June 20, 2024
With the first snap. Calling it the superbore. 12 seconds. And hitting. They dont throw to sherman i am a huge Richard Sherman fan what was weird, peyton never looked right and the seahawks i fell like i was in seattle. Couldnt hear a thing when peyton was taking the snap. Carl, it was a noshow. It was, it was. We kick off a busy first week of february. Janet yellens sworn in as fed chair, as we speak. Earnings to come. A jobs number on friday. Tenyear yield hit its lowest since november friday....
June 20, 2024
My sense is that most of the world is not applying Money Laundering principles. Getting from here to there is really the issue that the four of us would have to grapple with. Thank y do you with see a lack of that can and how to go about reconciling that consensus . Ill take the second first. I dont know that i heard a lot of disagreement or anything we would generally disagree with from this panel or even really from the first panel. I was heartened by that. I think that ernie is correct that a...
June 20, 2024
Enchants commissioners are divided about whether to go along with the request to allow carriers to reinstate canceled policies. There has been a deep divide. Who is right . Explain what it is all about. It is based at the state level. The latest information we have states ofr or not t going to go along, i think 17 states as of right now have go ahead do this, and extend renewals and not cancel the policies. 18 states have decided not to go along with that recommendation and are chosen to go anot...
June 20, 2024
Eric boehlert from media matters to cohost rightwing world and representative adam schiff who was at the general petraeus hearings on friday will join us as well. It is hour number two. Jacki, does mitt romney have a new excuse this hour for why he lost . Not that ive seen so far. Stephanie no . Keep us apprised of all of the breaking whiny news. Ive had enough too. Im in favor of not talking about him anymore. Stephanie im with bill maher on that. I love that. That was my favorite. They asked t...
June 20, 2024
What do you think about the wisdom of doing that . You are changing the rules after it has been set. What does that do to the actuarial calculations that are in place right now under the assumption that you would have a certain number within that pool . In the sense of getting more people in the pool, that has more than appeal. That is important to the nature of the pool. The larger the pool, the better chance you have of having perhaps lower rates because you will have the only people with Heal...
June 20, 2024
Okay. Neale coacher, hue hewitt. You have in your packet 20132014 rating. I even have an executive summary. Can you hear me okay . The question relates to the way trends are applied to calculate 20132014 premium equivalence. In this presentation to analyze the use of the blue shield renewal presented at the Health Services board will be reviewed. I actually have that page as the very last page of this document. At that time, i dont mean to go all the way to the end. We pointed out the medical sp...
June 20, 2024
Foundation had trended. Someones cellphone is going off. Sorry, the kaiser membership has trended younger over time. And so i think we are all on the same page. They are now with that in terms of it being a factor that has been included in our renewal and is clear that although the kaiser membership has grown and grown in all areas of young and old membership that over all the age has improved. We have a younger population than weve had in 2009. We also talked quite a bit about the risk study. O...
June 20, 2024
Calculation. Lisa gut be. Im going to accept set up the questions. One of our unions is looking at the rates and benefits process as the question of hsf regarding the rate setting process from the 2013 and he basically was asking about how was the pricing done and concern that maybe we overpriced 2013 and so i thought the best way to answer that question was how to actuary through the Health Service board address the question and kosher. Okay. Neale coacher, hue hewitt. You have in your packet 2...
June 20, 2024
Unnecessary cases but closed 5 hundred and 32. We sustained 48 cases as of november 30th of this year we had pending case down as of the same time period in 2012 moving to cases that were mediated in november of 2013 the occ mediated 3 cases and that compares to 4 that were mediated in november nevada. Between january 2012 and january 20, 1354, cases were mediated down if 58. Move to adjudication of sustained complaint. Chief suhr a. D. Juktd occ cases where i determined sustainable allegation a...