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Bankcard Balances Surpass $1 Trillion as Millennials Increasingly Turn to Cards

Bankcard Balances Surpass $1 Trillion as Millennials Increasingly Turn to Cards
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United statesLiz pagelMichele raneriPaul siegfriedDave blumbergUnion credit industry insights reportIndustry insights reportBaby boomersBankcard balances surpassed thatFirst timeIndustry indicatorDays past dueCard trendsCard lending metricLevel delinquency rateConsumers carrying

Credit Balances on the Rise as Consumers Manage Higher Costs

Credit Balances on the Rise as Consumers Manage Higher Costs
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United statesDave blumbergPaul siegfriedLiz pagelJoe mellmanUnion credit industry insights reportIndustry insights reportBaby boomersCharlie wiseCard balancesCard trendsCard lending metricLevel delinquency rateConsumers carryingExtra creditBanking podcast

Georgia Enacts Commercial Financing Disclosure Law, Mandatory Compliance Date January 1, 2024 | Buchalter

Georgia has enacted its own Commercial Financing Disclosure Law (“CFDL”) that is similar to California, Florida and New York’s disclosure laws. The Georgia CFDL applies to covered.

United statesNew yorkCommercial financing disclosure lawGeorgia commercial financing disclosureBusiness practicesOfficial codeGeorgia annotatedCommercial financing transactionsFarm creditGeorgia code annotated chapterDisclosure items similarLending actMandatory compliance beginsFunding providedAmount financedFinance charges

How to Comply with NY Commercial Finance Disclosure Law ?

How to Comply with NY Commercial Finance Disclosure Law ?
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New yorkUnited statesState of new yorkShamnaz zamanNorris mclaughlinConsumer financial protection bureauDepartment of financial servicesServices lawYork department of financial servicesYork financial services lawCommercial finance disclosure lawNew york stateNew york financial services lawLending actNew york departmentFinancial services

New York s

If you are a nonbank finance company that makes commercial loans of $2.5 million or less in New York or represent such a company, this Holland & Knight alert is for you.

New yorkUnited statesRobert menendezAndrew cuomoChairwoman of the house small business committeeYork department of financial servicesServices lawNy state technology lawHolland knightNew york departmentFinancial servicesNew york commercial financing disclosure lawDisclosure lawHow did we getHouse small business committeeSmall business lending disclosure act