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Billboard s Top Business Managers 2023 List – Billboard

Billboard's 2023 Top Business Managers list is revealed, highlighting some of the savviest advisors that artists and execs rely upon in their careers.

Louis Barajas and Daniel Guillen launch RIA for Latino planners

Rising Debt, Falling Income: How to Dig Out

Rising Debt, Falling Income: How to Dig Out More Americans over age 55 are carrying debt loads, and their nonmortgage debt grew significantly during the pandemic. Angie Barajas, 73, outside Eastwood High School in El Paso, where she taught for 25 years. After retiring to care for ill family members, she was burdened with bills she hadn’t planned for.Credit.Justin Hamel for The New York Times By Susan B. Garland April 17, 2021, 5:00 a.m. ET Angie Barajas taught special education and bilingual classes in El Paso high schools for 25 years. But after caring for two ailing family members, Ms. Barajas slid from a stable middle-class life into bankruptcy court.

Billboard s 2021 Top Business Managers

Billboard’s 2021 Top Business Managers Billboard 2/22/2021 Billboard Staff The music industry’s leading business managers serve as financial advisers, tax accountants and fiscal therapists for artists and executives alike and they have long preached the importance of saving for a rainy day. But what if the storm lasts for a year? In 2020, as revenue from live touring halted, traditional recording sessions ceased and marketing meetings moved to Zoom, the roles of business managers became more crucial than ever. “This year has been a bit of a roller coaster,” says Sally Velazquez, owner of Empower Business Management. Business managers helped their clients financially survive the pandemic by revising cash flow projections, focusing on long-term plans and exploring new revenue sources, including song catalog sales in a red-hot market. When necessary, they applied for government aid available under the CARES Act and subsequent legislation “a giganti

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