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I m 75 with $1 5 million invested A big financial firm says they ll charge me no advisory fees On paper, it could save me $150,000 over 10 years What gives?

Have an issue with your financial adviser or looking for a new one? Email picks@marketwatch.com.

United statesJosh galloglyAnthony ferreiraRobert persichitteMike palmerMark struthersGetty imagesCandent capitalArk royal wealth managementWorthpointe wealthSona wealthArticle normalTrusts funds financial vehiclesExchange traded fundsFinancial servicesInvesting securities

I m 67 and want to retire in 3 years I have multiple IRAs and desperately need a financial adviser But what should I be looking for?

Have an issue with your financial adviser or looking for a new one? Email picks@marketwatch.com.

New yorkUnited statesAlonso rodriguez segarraPam horackAnthony ferreiraRyan haissBri connExchange commissionNational association of personal financial advisorsXy planning networkWorthpointe wealthChildfree wealthNeela hummelAbacus wealth partnersFlynn zito capital managementNational association

I m 57, make $100K a year, and have a $300K 401(k) I have debt Who can help?

Have an issue with your financial adviser or looking for a new one? Email picks@marketwatch.com.

James danielAdvisory firmGetty imagesLevi sanchezAnthony ferreiraWorthpointe wealthJim kinneyFinancial pathwaysJohn bovardArticle normalCredit types servicesCredit cardsBanking creditFinancial servicesFinancial technologyElectronic payment systems

I m 66 and hired a financial adviser 8 years ago when I got an inheritance But I have to beg and plead when I want to withdraw money What gives?

Question: I am 66 years old. I never had a financial adviser until my sister left me an inheritance 8 years ago. In that time, the first adviser changed.

Alonso rodriguez segarraXy planning networkAmir noor at united financial planning groupGarrett planning networkNational association of personal financial advisorsGetty imagesBrian waldnerAdviser public disclosureNational associationPersonal financial advisorsZamir noorUnited financial planningAnthony ferreiraWorthpointe wealthArticle normalBanking credit

I retired with $1 8M in 2021, but no only have only $1 5M Do I need a new financial adviser?

Question: I retired in 2021 with $1,800,000 invested with a large financial services company. I have withdrawn approximately $100,000 and the account is now.

James danielLea ann knightNational association of personal financial advisorsMatt bacon at carmichael hill associatesAdvisory firmBruce primeauSummit wealthBlaine thiedermanProgress wealthMatt baconCarmichael hillAnthony ferreiraWorthpointe wealthMark struthersSona wealthBetter money

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