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hard-earned money. some simple thingsckpñ you can our financial experts will fill us in on how to live on less. but first, lets turn to washington, shall we, where this time next week we could see some government agencies shutting down because they will be out of money. lawmakers are still arguing over a new spending plan to keep everything up and running. theyre off this weekend after days and days of bickering, the biggest sticking point here is over money for disaster relief. repub...