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KUALA LUMPUR: The introduction of the Employee Provident Fund's (EPF) Account 3 or Flexible Account is seen as one of the institution's alternatives t.

Kuala lumpurMohd afzanizamRoshaiza tahaMohd afzanizam abdul rashidMuhd aidil imran nasriPuteri amila amdanEmployee provident fundRestructuring initiativeBank muamalat malaysia berhad economicsFlexible accountMuamalat malaysia berhad economicsSocial financeRetirement accountSocial developmentUniversiti malaysia terengganuAssociate professor dr roshaiza taha