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$91.50 - The average auto refinance savings for borrowers who successfully refinanced their auto loans per month $23,391 - The average auto loan balance refinanced The April 2021 overall average auto refinance interest rate slightly increased from March’s rate of 6.42%, almost reaching January’s high of 6.48%. Among borrowers with excellent credit, the average rate was 3.97%, the lowest rate so far this year. The overall average auto refinance savings in March was $89.63 per month, whereas April increased to $91.50 per month. Borrowers with credit scores below 640 stood the most to gain in April, saving close to $100 per month on average after refinancing their car loans, whereas borrowers with credit scores above 750 saved the least with an average savings of just below $80 per month.

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