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Reproduced from the Conference Board; Chart: Axios VisualsAmericans are putting more of their money into the stock market and putting less of it into savings accounts. They're also spending less on things like housing or basic goods and services, a new survey from the Conference Board finds.What's happening: The survey shows a decrease in spending by consumers on all categories, with the exception of home improvements and decorating from the second quarter to the fourth quarter.Support safe, smart, sane journalism. Sign up for Axios Newsletters here.No data were available for the third quarter.Between the lines: The survey also found that spending on housing costs fell to a record low of 18% in Q4, down 3.5 percentage points from Q2, thanks largely to "plummeting rental rates in city centers, rent abatements and cuts, temporary rent and mortgage non-payments, and historically low mortgage rates."Along with housing savings, total spending on essential goods and servi

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