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Something here, guys? this switch happened in the private sector. all hell didnt break loose. were doing okay. the back majority of the retirement accounts are back up to where they were. and the 2007 highs. person responsibility. when i get pension, all the focus is how much time am i putting in and how much do i need? when i have 401(k), how much am i saving? the big problem with the retirement planning and benefit is not enough personal responsibility. >> david: should about the public sector...