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TPG reader credit card question: Do I have to pay with my credit card for the free checked bag benefit? Madison Blancaflor © Provided by The Points Guy MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers. Editor’s note: This article is part of a column to answer your toughest credit card questions. If you would like to ask us a question, tweet us at @thepointsguy, message us on F...

My first Amex Centurion Lounge experience — are they really as good as they say? Joseph Hostetler I used to be one of you. Forehead smooshed against the unblemished crystalline windows of the Amex Centurion Lounge, fantasizing of a warm greeting by the Armani-clad staff at the front desk. I’ve read about their restaurant-quality food, their famed mixologists, their free shower suites, their complimentary wine tastings. I discovered the world of miles and points in 2014 — ...

How the Amex Platinum Saks credit works Once you enroll your Platinum Card at the Platinum Card Benefits Portal, youll be eligible for up to $50 in statement credits when you shop at Saks Fifth Avenue (in-store or online) from January through June, and another $50 from July through December. If you still havent used your credit for the last half of 2020, its your last chance before the benefit resets at the end of the calendar year. Related The credit will be automatic...