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June 29, 2022
Purdue University has suspended for the 2022-23 academic year its Back a Boiler income-share agreement program, an approach to college financing wherein repayments are based on a student’s future income.
April 23, 2022
And why it doesn’t have to be like this.
March 7, 2022
On March 2, 2022, the U.S. Department of Education’s Office of Federal Student Aid (FSA) for the first time asserted regulatory authority over income share agreements (ISAs) as private...
January 28, 2022
Last week, the Consumer Financial Protection Bureau (CFPB) announced that it will examine colleges' in-house lending practices. According to the press release, the CFPB decided to...
January 25, 2022
The “buy now pay later” (BNPL) market continued its trend of increasing valuations and consumer uptake through the end of 2021. BNPL’s popularity is largely due to its simple repayment...
October 25, 2021
The explosive growth of “buy now pay later” (BNPL) products is a staple of the fintech news cycle. The model, which gained popularity with point-of-sale financing options offered by...
October 22, 2021
In September 2021, the CFPB took action against Better Future Forward, Inc. (BFF), a provider of student income share arrangements, and LendUp, an online, subprime consumer lender. In...
September 22, 2021
The CFPB issued a consent order for one college financing company after ruling its ISA program was a form of consumer credit and must adhere to federal financial laws.