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Detailed text transcripts for TV channel - MSNBC - 20130802:18:43:00

many americans are aware credit reports are crucial to getting a loan, many have no idea that a similar report is used for bank accounts. now, the database does include information on bounced checks, overdrawn accounts and other fees. so far it s prevented more than 1 million low-income americans from having access to bank accounts due to in many cases minor past errors on their reports. now, the report has even prompted an investigation by the new york state attorney general. joining me live is the author of the report, jessica silver greenberg. thank you for your time. launching off, people know to rent an apartment, to buy a place, you go through a credit report. not a lot of people realize the same thing with banks. i think very few people realize you have to qualify for a checking or savings account. and this is not to get a loan. this is to put your money in the bank. exactly. it s to get a basic it s basic access to the mainstream financial system.

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