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November 9, 2023
Originators: Want to add value for your potential current or previous clients who are veterans? Send them a link to Veteran’s Day discounts and free meals. LOs and brokers are good at staying in touch with potential clients and continue to prospect and talk to previous clients. (In fact, the current STRATMOR blog is titled, “Listening to Real Estate Agents Can Pay Off for Originators”.) A good reason to talk to previous clients is about their credit card balances. As noted i...
November 8, 2023
You should know that caffeine increases the power of aspirin and other painkillers, which is why it is found in some medicines. You should also know the “50-50-90 rule”, which definitely applies to me: Anytime you have a 50-50 chance of getting something right, there's a 90 percent probability you'll get it wrong. Cute sayings aside, one thing you don’t want to be wrong on is Fair Lending, and every lender, and their employees, should know the rules and regul...
October 26, 2023
It is said that if all the hunters on opening day(s) of deer season in Wisconsin were grouped together, they would comprise the sixth largest army in the world! Sometimes lenders feel that they have a target on their backs, and here at the WMBA’s 49th Annual Real Estate & Finance Conference in Milwaukee, some of the informal talk in the hallways is about avoiding redlining, a focus of audits and exams. Another is RESPA. When does “As you wish” or “intent&#...
October 20, 2023
Skye Bioscience, Inc. , a pharmaceutical company developing drugs targeting the endocannabinoid system, initially through modulation of the CB1 receptor, to address diseases including glaucoma and...
October 19, 2023
Christopher Cross Christopher Cross made history with his 1980 self-titled debut album, winning five Grammy Awards, including—for the first time in Grammy history—the “Big Four” most prestigious awards: Record of the Year, Album of the...
October 6, 2023
MEYERS, Calif. – On October 21, the Meyers Community Foundation will host the 8th annual Meyers Outdoor Gear Swap in the Westgate Center parking lot adjacent to the Divided Sky from 10 a.m.- 2 p.m....
September 27, 2023
Today I head to Phoenix area for the AzAMP annual conference, and am reminded that, “Change is inevitable, except from a vending machine.” The mortgage industry is constantly changing, although Freddie and Fannie have been a somewhat stabilizing influence. But explaining to someone not in the mortgage business what they, the government sponsored enterprises (GSEs) do, is not easy, but in another one of his Mortgage Musings, attorney Brian Levy offers his thoughts on 15 years of bei...
September 21, 2023
Life insurance can provide protection in a crisis, but did you know you don't have to die for somebody to use it? Here's what you need to know.
September 14, 2023
The speaker will always do what he must for what power he has.
August 23, 2023
As the Western Secondary winds up, and weary capital markets staff & vendors head home from Orange County, perhaps humming “California Gurls,” working conditions and changes in the work environment are still a topic. For example, Goldman Sachs is making a concerted effort for its workforce to return to the office five days a week. I’ve concluded that I need a non-technical, high-paying, remote job that can be done with minimal effort. It turns out that there ...