Operator: Good day, and thank you for standing by. Welcome to Gentex Fourth Quarter and Year-End 2023 Financial Results Conference Call. [Operator Instructions].
Operator: Thank you all for joining. I would like to welcome you all to the Financial Institutions Inc. Fourth Quarter and Full Year 2023 Earnings Call.
Operator: Good morning, and welcome to Byline Bancorp Fourth Quarter 2023 Earnings Call. My name is Carla, and I will be your conference operator today.