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Montana Attorney General Confirms Certain Earned Wage Access Products Are Not Loans - Financial Services

Montana Attorney General Austin Knudsen issued an opinion on whether certain Earned Wage Access products are consumer loans or deferred deposit loans requiring licensure under Montana law..

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Montana Attorney General Confirms Certain Earned Wage Access Products Are Not Loans

On Dec. 22, 2023, Montana Attorney General Austin Knudsen issued an opinion on whether certain Earned Wage Access (EWA) products are “consumer loans”…

United statesAustin knudsenCertain ancillary service charges whileMontana division of bankingGo to guideMontana attorney general austin knudsenEarned wage accessGeneral knudsenMontana attorney generalMontana consumer loan actMontana deferred deposit loanMontana divisionFinancial institutionsMontana code annotatedMake moneyAncillary service charges

Montana Clarifies EWA Not Loans What It Means for Providers

Montana Clarifies EWA Not Loans What It Means for Providers
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United statesAustin knudsenMontana division of bankingCertain ancillary service charges whileGo to guideMontana attorney general austin knudsenEarned wage accessGeneral knudsenMontana attorney generalMontana consumer loan actMontana deferred deposit loanMontana divisionFinancial institutionsMontana code annotatedMake moneyAncillary service charges