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with medicare, the negotiated price is $620. it s really not that useful for consumers. the prices generally are list prices for hospitals, but they are not the prices insurance companies have negotiated that they will pay on behalf of consumers when they get those services. northside hospital in atlanta list colonoscopy $5100 on charge master but negotiated a fee for $2,000. a consumer with high deductible plan would pay the entire $2,000 while a patient who purchased the plan with $1,000 deductible incorporated 20% coinsurance might get a bill for $1400. a consumer with no deductible and a 25% coinsurance from the same insurer would pay $500. directly to your insurance company and the insurance company provider to understand what the different costs would be to you for different options, hospital a versus hospital be. hospitals to call the billing
office is to get a better idea how individual circumstances will affect their out-of-pocket costs. although charge master may be difficult to navigate right now, ceo for nanny said publishing them as a step in the right direction. to improve price transparency to make it better. and i wouldn t throw the baby out with the bathwater right yet. the price is just one variable consumer should look at when selecting a hospital, quality of care, outcomes and inspection rates are also important factors that you won t find listed on a hospital charge master, dana. dana: jonathan r hospitals penalized if they don t punish publish this information? jonathan: in theory s, every hospital public or private has to listing information in the row gives the government s ability to impose penalties. what those penalties will be though, it is a matter of
discussion. also, critics say the new rule offers no uniform guidelines as to how the information on the charge master is presented and so, they say that makes it even more difficult for consumers to comparison shop. dana: i can see why people are confused. all right, jonathan. thank you. from the fox business network, she joins me and you have been looking at this, how does this help? right now, i think it is a step in the right direction in theory but practical point of view i don t think it helps. the colleagues did an amazing job i mean, if you are in a hospital you are either her and it s not your best or you are with a loved one and again not your best moment. so i think to have this information be understandable, you have to call around hospitals asking us internally to comparison shop because even just a brain mri, that might be described differently on one hospital in l.a. versus another hospital in l.a. then you have to call the
i have nothing against high pay. i believe in markets and people who create value in the marketplace should be rewarded. but it s got to be fair. especially in healthcare where there is a lot of taxpayer money sloshing around. the reason hospitals can pay their boss so much is they charge so much either through your insurance or tax for obscene amounts of money. they have a charge master. the charge master price isn t based on cost. even something as simple as a pack of gauze pads can some of the $70. if you want to save money you want to check it out. it even comes from free two-day
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