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Listen. >> the answer was either they can get it for free at the emergency room or that maybe they were on their parents or a spouses insurance already. lot of them felt they really under the affordable care act they wouldnt need insurance. why pay the penalty? >> and not including health care, cfos are pretty optimistic, they expect the economy to grow. door to door mail delivery could be a thing of past. and shift to neighborhood cluster boxes. they are cheaper. that proposal due for a vote ...