law. there s 18 million people in the individual markets but doing the right thing by the individual markets has an effect on more than 18 million people because the insurers, there s some overlap between them. what do you think of this concept that s being developed by a number of democratic senators, medicaid for all, which seems to be code for a single payer system but they re figuring that out that doesn t go over well with republicans. is that a road worth going down? i think there s three things we ll see this month in a short period of time. one is senator sanders bill on medicaid for all. the second is senator brian shots from hawaii who will have a bill out which is more moderate version of that which is to people to buy into medicaid. very interesting concept. when one we haven t heard a lot about. then the third thing there s some news this morning that senator graham and cassidy have made progress on their bill to go back and repeal the aca again. so lest we thought it