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Regulating Fintech: One Size Does Not Fit All

In December, we looked at ways fintech companies are making inroads into banking: partnering with banks to offer their services, obtaining bank charters, or seeking alternative structures such as the industrial loan company (ILC) charter. This month we are examining some of the regulatory issues that have surfaced with these new entrants. Fintech Regulation 101 Just as with banks, there is no single licensing or regulatory agency that oversees fintech companies. Depending on their activities, t...
United States San Francisco Carl White Avanti Bank Federal Reserve Bank Deposit Insurance Corporation

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