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who is under 100% or 138% of the poverty line. how does the cbo get to the fact 20 million fewer will have health insurance? most of that figure, the medicaid expansion if you repeal it, the raw number of people were made eligible for it become ineligible. they lose their medicaid card. so if what you re saying is no, they are just trading in their medicaid card for a different kind of insurance that s a tax credit, how does the cbo get to 20 million people losing their health insurance? we don t of course have the score of the senate bill yet. the house version is similar. right. i think so too. and the vast majority of the cbo s coverage score is driven by one thing, joy. it s the repeal of the mandate of the 23 million who will lose coverage, about 18 million of that is accounted for in the cbo s model by the fact you are repealing the mandate, i.e., 18 million of those people