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Obamacare would help or hurt their budget and wondering when the sluggish economy in the beginning of the year would finally turn around. what does 2014 have in store? joining me now is our biz panel. kate rogers of fox business. simon constable, columnist at "the wall street journal." ari zoldan, ceo of quantum networks. let me start with you, ari p p you can come at this from a small business perspective. what were the challenges of 2013? >> i think first it was banks and lending. i found out ...