2022 FEB 14 By a News Reporter-Staff News Editor at Insurance Daily News According to news reporting originating from Washington, D.C., by NewsRx journalists, a patent application by the inventors Kress, Anita; McMillan, Helen; McVey, Michael Charles; Skurtovich, John Lawrence; Sumida, Timothy, filed on June 4, 2021, was made available online on January 27, 2022.