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nps: Arnav Pandya on NPS, equity exposure, retirement planning & more

"Typically, every retirement portfolio should have a slightly stable element within it and hence a debt exposure to the retirement portfolio, even when you are young and which can progressively increase as you grow older, is a necessity. It is required and that is why you will need to have an exposure to both the corporate bonds part as well as the government securities part within your NPS exposure."

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